What is it?

An Income Protection plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy (typically your normal retirement age).

This type of plan is quite often seen as the foundation of any financial planning as it is likely that other plans will have to be given up if you do not have sufficient income coming into the household.


Who is it for?

This type of plan is designed for anyone whom is working (employed or self employed). It’s worth pointing out that even if your employer provides sick pay, it is unlikely to last for longer than twelve months and so ongoing protection is essential. Plans can be adapted to fit in with any existing protection you might have. As a professional mortgage adviser I can help you find the plan that best meets your requirements.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For Whole of Market information about insurance, please visit the website at www.moneyhelper.org.uk

To view our Privacy Statement please click here.

Copyright © 2023 My Mortgage. All Rights Reserved


My Mortgage is a trading style of Michael Cole who is an appointed representative of Quilter Mortgage Planning Ltd, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Ltd is entered on the FCA register (http://register.fca.org.uk/s/) under reference 440718.  

To view our Privacy Notice, please click here.

This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.

By clicking any of the links you are departing from the regulatory site of My Mortgage. Neither My Mortgage or Quilter Financial Planning Ltd is responsible for the accuracy of the information contained within the linked site. 

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 18/4/2023